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RLI Marine yacht coverages

Yacht Insurance

Enhanced coverages for recreational yachts.

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Our recreational yacht coverages are unsurpassed in the industry. RLI Marine bundles an array of enhanced coverages so your clients' marine insurance contains the protection they need at a price that matches their unique yacht ownership needs.

Coverage
We provide broad and flexible coverages for vessels used primarily for recreational purposes, with or without crew, at competitive rates, including :

  • Hull, machinery and equipment
  • Trailer
  • Tenders (scheduled and unscheduled)
  • Towing and assistance
  • Personal effects (ACV or replacement cost)
  • Protection and indemnity
  • Pollution
  • Underinsured or uninsured boater
  • Medical payments

Supplemental coverages available:

  • Freeze damage
  • Crew liability
  • Charter usage (for limited charter exposures)

Additional coverages:

  • Named storm loss prevention
  • Recover and protect coverage
  • Broad trip interruption protection
  • Guaranteed repairs
  • Nonowned watercraft liability
  • Personal effects in dockside storage

Additional benefits
Experienced underwriters - Ours are practiced at tailoring coverage to customers' specific needs.
Commitment to loss control - We are committed to reducing loss costs through the use of loss control.
Financial Strength - RLI is rated "A+" (Superior) by A.M. Best and "A+" by Standard and Poor's. 

Appetite and Coverage Amounts
We focus on watercraft greater than 26 feet overall, but not to exceed $5 million in agreed hull value. Our contract is for a single vessel. Flexible deductible options including $100 on marine electronics losses.

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